For your site

Offset account checker, free to embed

A calculator your clients can use to see what their offset should be saving them, and whether it is. One iframe, no signup, no tracking, no cost. Built for broker, mortgage and property sites.

Try it

The code

Paste this wherever you want it. It works in a WordPress custom HTML block, a Squarespace code block, or straight into a template.

<iframe src="https://unitmojo.com/offset-checker-embed"
  width="100%" height="620" loading="lazy" style="border:0"
  title="Offset account checker"></iframe>
<p style="font-size:12px"><a href="https://unitmojo.com/is-my-offset-account-working">Offset checker by UnitMojo</a></p>

Why this one, and why now

ASIC reviewed eight banks covering most of the Australian mortgage market and found that in 55% of the offset failures reported, the account had been opened and never linked to the loan. In another 22%, the customer asked for one and it was never opened at all. Banks have paid back over $55 million so far, and ASIC expects more.

The hard part for a client is that nothing looks wrong. The repayment does not change, the statement looks ordinary, and the money quietly does nothing. A tool that shows what the offset ought to be saving gives them something to check their statement against.

What it deliberately does not do. It does not tell anyone their bank has done something wrong, and it does not calculate compensation. It shows the arithmetic and leaves the conclusion to the reader and their lender. That keeps it useful on a professional site rather than something you would have to add caveats to.

What it costs your page

It loads lazily, so a browser only fetches it if a reader scrolls to it. There is no analytics, no advertising and no third-party script. Nothing is sent anywhere and no cookies are set, because the arithmetic runs in the visitor's own browser. If your site carries a privacy notice, embedding this does not require you to change it.

The credit line

The embed includes one line of credit linking back here. That is the whole price. Keep it and you can use the widget on as many pages as you like, forever, with no further conditions.